EUR million 1 Jan−31 Dec 2024 1 Jan−31 Dec 2023
1 Interest income 3,210 3,880
2 Interest expense -4,318 -4,924
3 NET INTEREST INCOME/(EXPENSE) -1,108 -1,044
4 Foreign exchange rate differences 435 161
5 Securities price differences 89 36
6 Valuation losses related to currencies and securities -72 -70
7 Change in foreign exchange rate and price difference provision -454 -140
NET RESULT OF FINANCIAL OPERATIONS AND WRITE-DOWNS -1,110 -1,057
8 Net result of pooling monetary income 174 33
9 Income and expenses on fees and commissions -7 -7
10 Share in ECB profit
11 Income from other equity instruments and participating interests 5 4
CENTRAL BANKING PROFIT -937 -1,027
12 Other income 49 47
Operating expenses -138 -132
13 Staff costs -68 -65
14 Pension fund contribution -10 -10
15 Administrative expenses -44 -42
16 Depreciation of fixed assets -11 -10
17 Banknote production services -6 -4
18 Other expenses -0 -0
OPERATING PROFIT -1,027 -1,112
Profit for the pension fund
19 Income of the pension fund 51 33
20 Expenses of the pension fund -35 -33
21 Changes in provisions 1,011 1,112
22 PROFIT FOR THE YEAR

Helsinki, 25 February 2025


THE BOARD OF THE BANK OF FINLAND

Olli Rehn, Governor

Marja Nykänen, Deputy Governor

Tuomas Välimäki, Member of the Board